Services for Banks & Institutions
Shariah advisory and compliance monitoring for financial institutions
Your Shariah advisory partner
We help banks and financial institutions offer Islamic products with confidence. Our role is strictly advisory. We provide Shariah guidance, monitor compliance, and act as your external Shariah board.
You handle the banking. We handle the Shariah. Simple, practical, and built on genuine expertise.
Shariah Product Advisory
We advise banks on the Shariah compliance of new Islamic financial products. You develop and distribute. We provide the Shariah guidance, contract recommendations, and compliance opinions.
- Review product concepts for Shariah compliance
- Advise on appropriate Shariah contracts
- Provide Shariah opinions on product structures
- Issue compliance guidelines for implementation
- Liaise with your product team throughout
- Final Shariah sign-off on product documentation
Shariah Compliance Monitoring
Ongoing Shariah review of your existing Islamic products. We sample transactions, check profit calculations, and flag any compliance issues so you always know your products are clean.
- Sample and review transactions regularly
- Verify profit calculations against Shariah standards
- Identify non-compliance issues early
- Provide detailed monitoring reports
- Recommend remedial actions where needed
- We advise. You implement corrections.
Sukuk Shariah Advisory
We act as Shariah advisor on Sukuk issuances. We review the structure and documentation to ensure full Shariah compliance, working alongside your legal counsel and arrangers.
- Review Sukuk structure from a Shariah perspective
- Assess legal documentation for Shariah compliance
- Advise on relevant Shariah standards
- Liaise with legal counsel on Shariah clauses
- Provide Shariah opinions for regulators and investors
- Issue Shariah certification for the offering
Product Review & Sign-off
A one-time independent Shariah review of any Islamic product. Existing or proposed. We verify compliance and issue an official certificate. Quick, desk-based, fixed fee.
- Review product documentation and contracts
- Verify Shariah compliance of the structure
- Identify any non-compliant elements
- Provide a written compliance report
- Issue official Shariah compliance certificate
- Fixed fee per product. No ongoing commitment.
Documentation Review
Shariah review of your contracts, terms sheets, agreements, and marketing materials. We check for non-compliant wording and provide clear feedback. Desk-based, per-document pricing.
- Review contracts against Shariah standards
- Check terms sheets for compliance
- Review marketing materials for accuracy
- Identify non-compliant clauses and wording
- Provide red-line comments and suggestions
- Issue a compliance memo for each document
Shariah Representative Service
We serve as your bank's external Shariah advisory board. Your named Shariah advisor for regulators, stakeholders, and public-facing materials. Retainer-based with minimal ongoing work.
- Be listed as the bank's official Shariah advisor
- Review regulatory filings for Shariah accuracy
- Review public materials before release
- Attend board meetings as Shariah representative
- Provide an annual Shariah compliance statement
- We advise on Shariah matters only
Why partner with us?
Shariah expertise
Deep knowledge of Islamic finance principles
Independent advisor
Not tied to any bank or product
Confidential
Your institution's data stays private
Plain language
Clear, practical Shariah guidance
Hong Kong based
We understand the local regulatory landscape
First in Hong Kong
Pioneering independent Shariah advisory in HK
Flexible engagement
Project-based or retainer. You choose.
Advisory only
We advise. You remain in full control.