Shariah
Review
Review
One product.
One clear opinion.
A fixed-scope, fixed-fee independent review for a single Islamic product or material variant — with a written advisory certificate for your governance files.
Fixed feeQuoted after scoping call
Certificate scope
What the sign-off covers
Point-in-time review of one defined product — structure, key documents, and customer materials as listed in the engagement letter.
Product structure vs nominated Aqad and approved commercial terms
Master agreement and product-specific schedules provided by you
Profit / rental mechanics and fee disclosures
Customer-facing summary and marketing (one language set per fee)
Implementation checklist for operations teams
Written advisory certificate with conditions and validity period
Management walkthrough call (typically 60 minutes)
One round of re-review after your remediation
Certificate wording: Our certificate is an independent Shariah advisory opinion for internal and stakeholder use. It is not a regulatory licence, deposit guarantee, or SFC authorisation. Wording is agreed before issuance.
This service is for you if…
- You need a one-off opinion before launch or investor roadshow
- You want external validation without a full retainer
- You have defined documents ready for review
- You understand we advise — you implement
Choose another service if…
- You need ongoing monitoring → Compliance Monitoring
- Product still in concept stage → Product Advisory
- You only need contract mark-up → Documentation Review
- You need named annual advisor → Representative
How long is the certificate valid?
Typically 12 months from issuance, or until a material change to structure, law, or operations — whichever comes first. Conditions are stated on the certificate.
Can investors rely on your certificate?
Investors must conduct their own due diligence. Our certificate is addressed to your institution as advisory opinion. We do not solicit investment from the public or market securities.
What if you find material non-compliance?
We issue findings and remediation steps. We do not sign off until issues within scope are resolved or explicitly accepted by you in writing with documented risk ownership.
Ready for sign-off?
Send your product summary and document list — we will return a fixed fee and timeline.