Calculation worksheet
Itemised zakatable base, deductions, Nisab test, and 2.5% due in HKD.
From 800 HKD
Your Zakat ledger, completed with care
We line up cash, gold, shares, and business assets against Nisab, apply the right exemptions, and hand you a clear calculation sheet plus certificate — advisory guidance, not a tax return.
Zakatable asset schedule
Cash & depositsBank balances, cash on hand, e-wallets
Line A
Gold & silverInvestment metal; jewellery rules noted separately
Line B
Shares & fundsMarket value with purification where mixed
Line C
Business assetsInventory, receivables, working capital
Line D
Less: short-term duesImmediate liabilities you must settle
− Line E
Net zakatable baseCompared to chosen Nisab (gold or silver)
Due × 2.5%
Asset classes
What we schedule on the worksheet
Four common buckets for individuals in Hong Kong. Complex holdings (crypto, private equity, overseas property income) are scoped case by case.
01 · Cash
Cash
HKD and foreign currency balances, savings, and idle funds held for a full haul.
02 · Gold
Gold
Investment gold and silver by weight and purity; jewellery treatment explained in your memo.
03 · Shares
Shares
Listed equities and fund units — with notes on screening and purification where income is mixed.
04 · Business
Business
Trade stock, receivables, and cash tied to a sole proprietorship or partnership share.
Process
From figures to certificate
A calm, document-led process. You keep control of disbursement; we provide the arithmetic and Shariah notes.
01IntakeSecure asset questionnaire — balances, metals, holdings, debts.
02NisabApply gold or silver threshold and haul conditions to your case.
03LedgerLine-item worksheet with due amount and purification notes.
04CertificateSigned calculation summary for personal or family records.
Deliverables
What you receive
Purification note
Where investments mix compliant and non-compliant income, we estimate amounts to give away separately from Zakat.
Zakat certificate
Baashir advisory certificate stating methodology date, assumptions, and total due.
Scope tabs
Personal or household
One individual
Single ownership schedule — cash, metals, shares, and any sole-trader business lines. Ideal for an annual Ramadan or birthday-haul calculation.Spouses & family pools
We map who owns what under Shariah, avoid double-counting joint accounts, and issue separate or combined worksheets as you prefer.Do you need my bank login or statements?
No. You provide balances and summaries on our questionnaire. We never ask for passwords or direct bank access.
Is there a live calculator?
Yes — try our free educational calculator with live Nisab rates, or chat with the AI Zakat Assistant. For a signed worksheet and certificate, book the professional service.
Can you distribute my Zakat for me?
Distribution can be scoped separately. The core package is calculation, purification notes, and certificate. You remain responsible for paying eligible recipients.
Are you SFC-licensed?
No. Baashir provides independent Shariah advisory. We do not provide regulated investment advice or act as a licensed intermediary.
What we will do
- Review your asset questionnaire and supporting summaries
- Apply gold or silver Nisab and haul conditions
- Build a line-item ledger with 2.5% due in HKD
- Flag purification amounts for mixed investments
- Issue an advisory certificate for your records
What you get
- Calculation worksheet (asset-by-asset)
- Nisab test using published rates
- Purification note where needed
- Official Baashir Zakat certificate
- Optional distribution guidance add-on
Ready for a precise ledger?
From 800 HKD — book online, or estimate first with the free calculator.